Fixed Income - Dougherty & Associates Investment, Retirement & Estate Planning

Fixed Income

Our goal for any portion of your investments is simple: To manage your portfolio in a manner designed to maximize net returns (after taxes, fees and expenses) consistent with your financial objectives and risk tolerance. For most investors, this goal includes fixed income.

Dougherty & Associates’ fixed income investing incorporates a breadth of services, resources and expertise to achieve effective diversification. Key points are as follows:

The role of fixed income within a portfolio is typically to (1) reduce overall portfolio risk, (2) provide an ongoing, reliable income source or (3) provide some combination of both. But each investor’s specific needs are different. Does your fixed income investment policy reflect your individual investment goals and priorities?
Do your fixed income holdings adhere to the same academically based disciplined investing principles that we recommend for all of your financial decisions? Are they managed using tax- and cost-saving techniques?
Do you have access to objective, knowledgeable recommendations regarding security or fund selection? Are your fixed income investments structured for appropriate overall strategy, quality, callability, tax efficiency and diversification?

Whether you are best served by owning a fixed income mutual fund (or funds) or a customized individual bond portfolio, you can incorporate these same principles. If a custom bond portfolio makes sense for you, we offer a highly distinct approach to building and maintaining such holdings.

Dougherty & Associates’ status as a Registered Investment Advisor rather than a broker-dealer, plus our overall fee-only cost structure, means we cannot and will not add markup fees on individual purchases. In direct contrast with the typical brokerage services, our approach eliminates potential conflict of interest in our purchase recommendations and enables us to pass directly to you any cost savings achieved on your bond investments.

You may seek additional due diligence. Dougherty & Associates can provide a no-cost, detailed analysis of an investor’s current bond portfolio of $200,000 or more, which can further illustrate the efficiencies our approach can bring to your portfolio.